As a merchant, few phrases cause as much anxiety as “chargeback notification.” I’ve seen firsthand how these disputes can drain resources, impact profits, and create unnecessary stress. It’s more important than ever to understand how Mastercard chargeback alerts can protect your business. In this guide, I’ll walk you through everything you need to know about … Read more
Thankfully, chargeback banking laws exist to protect us. In this post, I’ll break down everything you need to know about chargeback banking laws in simple terms. You’ll learn what legal protections exist, how long you have to file a dispute, and what steps to take if you need to request a chargeback. Let’s dive in! … Read more
One minute you’re excited about your purchase, and the next you’re wondering how to get your money back. That’s where Visa not as described chargebacks come into play. About 52% of customers skip contacting the merchant altogether and go straight to their bank to file a dispute. This creates challenges for both businesses and consumers. … Read more
As a business owner who’s dealt with countless chargebacks, I’ve learned that understanding these cryptic codes is crucial to protecting your bottom line. When I received my first chargeback notification with a mysterious “AA” code from Discover, I was confused and frustrated. What did this code mean? Why was my customer disputing the charge? Most … Read more
Whether it’s a mysterious “no show” fee, double billing, or charges for services you never used, disputing a hotel charge can feel intimidating. I’ve been through this process myself, and I’m happy to report that American Express has one of the most cardholder-friendly dispute processes out there. In this guide, I’ll walk you through exactly … Read more
In this post, I’ll walk you through everything you need to know about your dispute rights as a cardholder. From understanding the laws that protect you to the step-by-step process of filing a dispute, I’ve got you covered. Recent statistics show that 96% of credit cardholders who filed a dispute had a successful resolution, so … Read more
The endless back-and-forth, the mounting paperwork, and the constant worry about chargebacks eating into profits. It’s exhausting! That’s why I was thrilled when I discovered Rapid Dispute Resolution (RDR) – a game-changing approach that has revolutionized how businesses handle payment disputes. In this post, I’ll share how RDR can dramatically cut your dispute resolution time … Read more
Last month, I bought a pair of headphones that never arrived, and figuring out the chargeback process with my gift card seemed more complicated than with my regular credit card. Whether you’re dealing with an unauthorized transaction, merchandise that never arrived, or a merchant who won’t cooperate, understanding the Visa gift card chargeback process is … Read more
Visa card offers protection through what’s called a “not as described” chargeback. In this guide, I’ll walk you through everything you need to know about filing a Visa chargeback when products or services don’t match their description. I’ll share the exact steps to take, timeframes to be aware of, and tips to improve your chances … Read more
The good news is that banks have a system called “chargebacks” to help protect customers like you and me from fraud, mistakes, and unfair charges. In this article, I’ll walk you through everything you need to know about the chargeback process in banking. I’ll explain how it works, when to use it, and what to … Read more